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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,732 | $59,105-51.4% | $160,009-82.0% | $66,938-57.1% |
| Participation rate | 45.2% | 68.1%-22.9pp | 78.0%-32.8pp | 69.8%-24.7pp |
| Annual return | -17.14% | -12.26%-4.9pp | 408.85%-426.0pp | 1.58%-18.7pp |
| Employer contribution / active EE | $1,374 | $1,983-30.7% | $4,225-67.5% | $2,545-46.0% |
| Participant deferral / active EE | $2,843 | $4,395-35.3% | $6,183-54.0% | $4,238-32.9% |
| Admin fee / account holder | $195 | $591-67.0% | $8,715-97.8% | $594-67.2% |