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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,311 | $104,251-44.1% | $91,004-35.9% | $147,586-60.5% |
| Participation rate | 85.7% | 78.2%+7.5pp | 75.6%+10.1pp | 82.8%+2.9pp |
| Annual return | 5.54% | 27.06%-21.5pp | 4.60%+0.9pp | 578.59%-573.1pp |
| Employer contribution / active EE | $4,328 | $3,116+38.9% | $2,456+76.2% | $4,876-11.3% |
| Participant deferral / active EE | $6,467 | $4,195+54.2% | $3,548+82.3% | $5,439+18.9% |
| Admin fee / account holder | $22,890 | $8,948+155.8% | $5,417+322.5% | $10,886+110.3% |