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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,999 | $135,645+17.2% | $110,243+44.2% | $135,379+17.4% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -9.23% | 513.24%-522.5pp | 314.76%-324.0pp | 519.79%-529.0pp |
| Employer contribution / active EE | $16,619 | $4,907+238.7% | $3,827+334.3% | $4,779+247.7% |
| Participant deferral / active EE | $9,213 | $5,507+67.3% | $4,672+97.2% | $5,609+64.3% |
| Admin fee / account holder | $13,985 | $11,458+22.1% | $8,548+63.6% | $10,828+29.2% |