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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,297 | $92,219-28.1% | $76,766-13.6% | $135,382-51.0% |
| Participation rate | 45.5% | 79.8%-34.3pp | 77.0%-31.5pp | 82.6%-37.2pp |
| Annual return | -1.25% | 5.46%-6.7pp | 2.43%-3.7pp | 519.77%-521.0pp |
| Employer contribution / active EE | $2,115 | $3,216-34.2% | $2,485-14.9% | $4,779-55.7% |
| Participant deferral / active EE | $3,412 | $4,508-24.3% | $3,851-11.4% | $5,609-39.2% |
| Admin fee / account holder | $0 | $10,749-100.0% | $6,675-100.0% | $10,829-100.0% |