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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,218 | $138,068-75.9% | $125,358-73.5% | $134,493-75.3% |
| Participation rate | 93.3% | 84.5%+8.8pp | 82.4%+11.0pp | 81.2%+12.1pp |
| Annual return | -21.52% | 750.30%-771.8pp | 572.03%-593.6pp | 418.01%-439.5pp |
| Employer contribution / active EE | $3,023 | $5,244-42.4% | $4,814-37.2% | $4,740-36.2% |
| Participant deferral / active EE | $3,045 | $7,799-61.0% | $7,447-59.1% | $6,400-52.4% |
| Admin fee / account holder | $3,478 | $11,568-69.9% | $10,007-65.2% | $11,425-69.6% |