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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,218 | $138,114-75.9% | $125,391-73.5% | $134,545-75.3% |
| Participation rate | 93.3% | 84.5%+8.8pp | 82.4%+10.9pp | 81.2%+12.1pp |
| Annual return | -21.52% | 750.88%-772.4pp | 572.41%-593.9pp | 418.37%-439.9pp |
| Employer contribution / active EE | $3,023 | $5,246-42.4% | $4,816-37.2% | $4,742-36.2% |
| Participant deferral / active EE | $3,045 | $7,801-61.0% | $7,448-59.1% | $6,401-52.4% |
| Admin fee / account holder | $3,478 | $11,570-69.9% | $10,009-65.2% | $11,431-69.6% |