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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,471 | $167,352-32.8% | $143,788-21.8% | $134,509-16.4% |
| Participation rate | 69.2% | 84.8%-15.6pp | 80.3%-11.1pp | 81.2%-12.0pp |
| Annual return | -14.02% | 0.47%-14.5pp | -0.03%-14.0pp | 418.13%-432.2pp |
| Employer contribution / active EE | $6,314 | $5,620+12.4% | $4,952+27.5% | $4,741+33.2% |
| Participant deferral / active EE | $6,445 | $6,4470% | $5,638+14.3% | $6,400+0.7% |
| Admin fee / account holder | $2,499 | $18,091-86.2% | $14,675-83.0% | $11,427-78.1% |