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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $1,732 |
ADP BROKER-DEALER2+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
NEW ENGLAND SECURITIES2+ years Filed as: NEW ENGLAND SECURITIES CORPORATION Service code 49 500 N CAPITAL OF TX HWY BLDG 3 · AUSTIN, TX 78746 | Other Services | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,782 | $37,044-95.2% | $71,796-97.5% | $57,658-96.9% |
| Participation rate | 79.9% | 61.1%+18.8pp | 69.1%+10.8pp | 70.2%+9.7pp |
| Annual return | 12.08% | 12.64%-0.6pp | 78.04%-66.0pp | 5.13%+6.9pp |
| Employer contribution / active EE | $0 | $720-100.0% | $1,924-100.0% | $1,974-100.0% |
| Participant deferral / active EE | $1,037 | $1,974-47.5% | $2,794-62.9% | $3,061-66.1% |
| Admin fee / account holder | $4 | $101-96.2% | $4,815-99.9% | $95-95.9% |