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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,482 | $135,956+7.0% | $123,894+17.4% | $273,972-46.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 3.59% | 56.63%-53.0pp | 47.52%-43.9pp | 41.46%-37.9pp |
| Employer contribution / active EE | $13,159 | $5,170+154.5% | $4,617+185.0% | $4,869+170.3% |
| Participant deferral / active EE | $5,880 | $6,343-7.3% | $5,984-1.7% | $5,287+11.2% |
| Admin fee / account holder | $682 | $9,817-93.1% | $8,357-91.8% | $10,133-93.3% |