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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,984 | $84,685-12.6% | $73,836+0.2% | $125,389-41.0% |
| Participation rate | 66.7% | 76.8%-10.1pp | 73.4%-6.8pp | 83.2%-16.5pp |
| Annual return | 2.01% | 3123.80%-3121.8pp | 2268.06%-2266.0pp | 282.24%-280.2pp |
| Employer contribution / active EE | $1,917 | $3,123-38.6% | $2,787-31.2% | $4,866-60.6% |
| Participant deferral / active EE | $3,493 | $3,993-12.5% | $3,583-2.5% | $5,352-34.7% |
| Admin fee / account holder | $30,842 | $5,694+441.7% | $4,882+531.8% | $9,541+223.3% |