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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,540 | $92,219-51.7% | $76,767-42.0% | $135,380-67.1% |
| Participation rate | 56.5% | 79.8%-23.2pp | 77.0%-20.4pp | 82.6%-26.1pp |
| Annual return | 0.00% | 5.46%-5.5pp | 2.43%-2.4pp | 519.81%-519.8pp |
| Employer contribution / active EE | $1,823 | $3,216-43.3% | $2,485-26.7% | $4,779-61.9% |
| Participant deferral / active EE | $2,692 | $4,508-40.3% | $3,852-30.1% | $5,609-52.0% |
| Admin fee / account holder | $28,855 | $10,749+168.5% | $6,675+332.3% | $10,828+166.5% |