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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,729 | $110,379-81.2% | $102,412-79.8% | $145,884-85.8% |
| Participation rate | 87.5% | 77.9%+9.6pp | 74.5%+13.0pp | 80.3%+7.2pp |
| Annual return | 14.68% | 24.84%-10.2pp | 24.94%-10.3pp | 551.85%-537.2pp |
| Employer contribution / active EE | $1,451 | $4,216-65.6% | $3,870-62.5% | $4,662-68.9% |
| Participant deferral / active EE | $3,577 | $5,622-36.4% | $5,060-29.3% | $6,690-46.5% |
| Admin fee / account holder | $608 | $9,745-93.8% | $8,388-92.7% | $13,392-95.5% |