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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,108 | $124,351-91.1% | $109,188-89.8% | $167,553-93.4% |
| Participation rate | 83.3% | 79.4%+3.9pp | 75.9%+7.5pp | 82.1%+1.2pp |
| Annual return | 18.04% | 26.04%-8.0pp | 25.76%-7.7pp | 478.89%-460.8pp |
| Employer contribution / active EE | $1,201 | $4,210-71.5% | $3,723-67.7% | $4,840-75.2% |
| Participant deferral / active EE | $2,988 | $5,257-43.2% | $4,654-35.8% | $6,343-52.9% |
| Admin fee / account holder | $390 | $7,975-95.1% | $6,755-94.2% | $12,316-96.8% |