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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,460 | $92,219-60.5% | $76,767-52.5% | $135,380-73.1% |
| Participation rate | 52.4% | 79.8%-27.4pp | 77.0%-24.6pp | 82.6%-30.3pp |
| Annual return | 11.01% | 5.46%+5.5pp | 2.43%+8.6pp | 519.81%-508.8pp |
| Employer contribution / active EE | $2,951 | $3,216-8.3% | $2,485+18.7% | $4,779-38.3% |
| Participant deferral / active EE | $4,921 | $4,508+9.1% | $3,852+27.8% | $5,609-12.3% |
| Admin fee / account holder | $0 | $10,749-100.0% | $6,675-100.0% | $10,828-100.0% |