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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,202 | $107,368-42.1% | $92,915-33.1% | $152,909-59.3% |
| Participation rate | 85.7% | 79.8%+5.9pp | 76.0%+9.7pp | 82.5%+3.3pp |
| Annual return | 14.00% | 145.64%-131.6pp | 109.45%-95.5pp | 345.46%-331.5pp |
| Employer contribution / active EE | $3,735 | $4,222-11.5% | $3,653+2.2% | $4,764-21.6% |
| Participant deferral / active EE | $2,961 | $4,848-38.9% | $4,238-30.1% | $5,851-49.4% |
| Admin fee / account holder | $834 | $7,082-88.2% | $5,796-85.6% | $11,601-92.8% |