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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,243 | $106,008-60.2% | $92,240-54.2% | $147,586-71.4% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 7.82% | 50.05%-42.2pp | 176.29%-168.5pp | 578.59%-570.8pp |
| Employer contribution / active EE | $743 | $4,333-82.9% | $3,680-79.8% | $4,876-84.8% |
| Participant deferral / active EE | $1,968 | $4,478-56.1% | $3,897-49.5% | $5,439-63.8% |
| Admin fee / account holder | $4,972 | $6,333-21.5% | $5,194-4.3% | $10,886-54.3% |