Filed November 20, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,945 | $60,139-63.5% | $90,461-75.7% | $79,856-72.5% |
| Participation rate | 14.0% | 65.0%-51.0pp | 72.7%-58.7pp | 69.6%-55.6pp |
| Annual return | 7.66% | 71.96%-64.3pp | 1294.76%-1287.1pp | 31.71%-24.1pp |
| Employer contribution / active EE | $470 | $2,069-77.3% | $3,264-85.6% | $2,471-81.0% |
| Participant deferral / active EE | $825 | $2,939-71.9% | $3,964-79.2% | $3,741-78.0% |
| Admin fee / account holder | $3,945 | $3,978-0.8% | $5,617-29.8% | $5,306-25.7% |