Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $3,995 |
Filed as: WILSHIRE ASSOCIATES INC Service code 26 · EIN 95-2755361 | Advisory (Participants) | $2,819 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,340 | $30,555+90.9% | $80,741-27.7% | $86,813-32.8% |
| Participation rate | 43.4% | 37.2%+6.2pp | 54.2%-10.7pp | 72.3%-28.9pp |
| Annual return | 14.38% | 30.35%-16.0pp | 87.30%-72.9pp | 97.93%-83.5pp |
| Employer contribution / active EE | $883 | $472+87.1% | $1,160-23.9% | $2,406-63.3% |
| Participant deferral / active EE | $1,891 | $1,050+80.1% | $2,145-11.9% | $4,131-54.2% |
| Admin fee / account holder | $311 | $135+129.8% | $3,380-90.8% | $170+83.6% |