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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,283 | $110,801-76.3% | $86,615-69.7% | $167,536-84.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 71.6%+28.4pp | 82.1%+17.9pp |
| Annual return | 7.21% | 116.96%-109.7pp | 63.51%-56.3pp | 478.82%-471.6pp |
| Employer contribution / active EE | $2,127 | $3,245-34.5% | $2,496-14.8% | $4,839-56.1% |
| Participant deferral / active EE | $4,033 | $4,547-11.3% | $3,699+9.0% | $6,342-36.4% |
| Admin fee / account holder | $8,956 | $8,417+6.4% | $5,830+53.6% | $12,315-27.3% |