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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,157 | $104,577-83.6% | $76,667-77.6% | $152,909-88.8% |
| Participation rate | 100.0% | 76.6%+23.4pp | 72.1%+27.9pp | 82.5%+17.5pp |
| Annual return | 14.47% | 1014.36%-999.9pp | 1166.74%-1152.3pp | 345.46%-331.0pp |
| Employer contribution / active EE | $2,109 | $3,119-32.4% | $2,303-8.4% | $4,764-55.7% |
| Participant deferral / active EE | $4,700 | $4,237+10.9% | $3,336+40.9% | $5,851-19.7% |
| Admin fee / account holder | $4,449 | $12,290-63.8% | $6,423-30.7% | $11,601-61.6% |