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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,762 | $183,592-67.4% | $155,574-61.6% | $145,877-59.0% |
| Participation rate | 52.9% | 82.7%-29.8pp | 78.2%-25.3pp | 80.3%-27.4pp |
| Annual return | 10.81% | 61.37%-50.6pp | 64.87%-54.1pp | 551.28%-540.5pp |
| Employer contribution / active EE | $1,096 | $5,317-79.4% | $4,676-76.6% | $4,663-76.5% |
| Participant deferral / active EE | $1,921 | $6,466-70.3% | $5,629-65.9% | $6,691-71.3% |
| Admin fee / account holder | $11,148 | $19,316-42.3% | $15,914-30.0% | $13,402-16.8% |