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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,836 | $175,231-68.7% | $149,696-63.4% | $139,466-60.7% |
| Participation rate | 50.0% | 83.4%-33.4pp | 78.8%-28.8pp | 80.3%-30.3pp |
| Annual return | 15.01% | 166.77%-151.8pp | 134.46%-119.4pp | 373.66%-358.7pp |
| Employer contribution / active EE | $1,281 | $5,478-76.6% | $4,821-73.4% | $4,754-73.0% |
| Participant deferral / active EE | $2,868 | $6,521-56.0% | $5,682-49.5% | $6,712-57.3% |
| Admin fee / account holder | $2,062 | $16,155-87.2% | $13,212-84.4% | $11,409-81.9% |