Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,853 | $56,894-3.6% | $84,753-35.3% | $62,881-12.8% |
| Participation rate | 63.9% | 68.5%-4.6pp | 76.6%-12.7pp | 69.3%-5.4pp |
| Annual return | 7.64% | 6.30%+1.3pp | 22.78%-15.1pp | 20.14%-12.5pp |
| Employer contribution / active EE | $1,771 | $2,400-26.2% | $3,574-50.4% | $2,281-22.3% |
| Participant deferral / active EE | $2,756 | $2,709+1.7% | $3,712-25.7% | $3,203-13.9% |
| Admin fee / account holder | $4,198 | $3,581+17.2% | $5,333-21.3% | $4,296-2.3% |