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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,491 | $160,040+24.7% | $147,096+35.6% | $145,877+36.8% |
| Participation rate | 70.0% | 84.0%-14.0pp | 82.2%-12.2pp | 80.3%-10.3pp |
| Annual return | 7.30% | 98.49%-91.2pp | 419.75%-412.4pp | 551.28%-544.0pp |
| Employer contribution / active EE | $973 | $5,289-81.6% | $4,936-80.3% | $4,663-79.1% |
| Participant deferral / active EE | $8,945 | $8,429+6.1% | $8,071+10.8% | $6,691+33.7% |
| Admin fee / account holder | $5,851 | $15,050-61.1% | $13,005-55.0% | $13,402-56.3% |