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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,054 | $138,114+51.4% | $125,391+66.7% | $134,545+55.4% |
| Participation rate | 77.8% | 84.5%-6.7pp | 82.4%-4.6pp | 81.2%-3.5pp |
| Annual return | 51.04% | 750.88%-699.8pp | 572.41%-521.4pp | 418.37%-367.3pp |
| Employer contribution / active EE | $1,157 | $5,246-78.0% | $4,816-76.0% | $4,742-75.6% |
| Participant deferral / active EE | $7,851 | $7,801+0.6% | $7,448+5.4% | $6,401+22.6% |
| Admin fee / account holder | $2,938 | $11,570-74.6% | $10,009-70.6% | $11,431-74.3% |