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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,491 | $159,978+24.7% | $147,041+35.7% | $145,978+36.7% |
| Participation rate | 70.0% | 84.0%-14.0pp | 82.2%-12.2pp | 80.3%-10.3pp |
| Annual return | 7.30% | 98.36%-91.1pp | 419.21%-411.9pp | 550.52%-543.2pp |
| Employer contribution / active EE | $973 | $5,288-81.6% | $4,935-80.3% | $4,662-79.1% |
| Participant deferral / active EE | $8,945 | $8,429+6.1% | $8,071+10.8% | $6,690+33.7% |
| Admin fee / account holder | $5,851 | $15,053-61.1% | $13,006-55.0% | $13,400-56.3% |