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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,491 | $159,934+24.7% | $147,005+35.7% | $145,959+36.7% |
| Participation rate | 70.0% | 84.0%-14.0pp | 82.2%-12.2pp | 80.3%-10.3pp |
| Annual return | 7.30% | 98.24%-90.9pp | 418.76%-411.5pp | 561.95%-554.6pp |
| Employer contribution / active EE | $973 | $5,287-81.6% | $4,934-80.3% | $4,661-79.1% |
| Participant deferral / active EE | $8,945 | $8,427+6.1% | $8,070+10.8% | $6,689+33.7% |
| Admin fee / account holder | $5,851 | $15,053-61.1% | $13,006-55.0% | $13,398-56.3% |