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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,967 | $63,845-89.1% | $81,370-91.4% | $80,959-91.4% |
| Participation rate | 82.2% | 63.9%+18.3pp | 69.5%+12.7pp | 67.7%+14.6pp |
| Annual return | 14.37% | 16.37%-2.0pp | 24.85%-10.5pp | 35.67%-21.3pp |
| Employer contribution / active EE | $1,329 | $1,980-32.9% | $2,464-46.1% | $2,757-51.8% |
| Participant deferral / active EE | $774 | $3,093-75.0% | $3,885-80.1% | $4,300-82.0% |
| Admin fee / account holder | $454 | $5,688-92.0% | $5,749-92.1% | $6,925-93.4% |