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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,755 | $80,983+21.9% | $96,544+2.3% | $75,177+31.4% |
| Participation rate | 79.4% | 71.8%+7.6pp | 76.0%+3.4pp | 67.2%+12.2pp |
| Annual return | 16.14% | 27.05%-10.9pp | 25.88%-9.7pp | 160.75%-144.6pp |
| Employer contribution / active EE | $679 | $2,282-70.2% | $2,966-77.1% | $2,671-74.6% |
| Participant deferral / active EE | $7,157 | $3,929+82.2% | $4,851+47.5% | $4,126+73.4% |
| Admin fee / account holder | $6,880 | $6,717+2.4% | $8,254-16.7% | $5,651+21.7% |