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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,299 | $78,423+10.0% | $95,964-10.1% | $79,856+8.1% |
| Participation rate | 81.3% | 73.5%+7.8pp | 77.1%+4.2pp | 69.6%+11.6pp |
| Annual return | 11.69% | 19.37%-7.7pp | 91.64%-80.0pp | 31.71%-20.0pp |
| Employer contribution / active EE | $763 | $1,945-60.8% | $2,541-70.0% | $2,471-69.1% |
| Participant deferral / active EE | $7,783 | $3,440+126.3% | $4,167+86.8% | $3,741+108.1% |
| Admin fee / account holder | $5,985 | $5,622+6.5% | $6,797-11.9% | $5,306+12.8% |