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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,963 | $176,105+115.8% | $159,474+138.3% | $167,536+126.8% |
| Participation rate | 78.6% | 85.0%-6.4pp | 82.8%-4.3pp | 82.1%-3.5pp |
| Annual return | 16.07% | 331.91%-315.8pp | 263.68%-247.6pp | 478.82%-462.7pp |
| Employer contribution / active EE | $7,741 | $5,299+46.1% | $4,831+60.3% | $4,839+60.0% |
| Participant deferral / active EE | $11,896 | $7,751+53.5% | $7,353+61.8% | $6,342+87.6% |
| Admin fee / account holder | $5,916 | $12,559-52.9% | $10,802-45.2% | $12,315-52.0% |