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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,165 | $165,399+36.1% | $149,745+50.4% | $158,982+41.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 12.95% | 348.34%-335.4pp | 276.72%-263.8pp | 302.99%-290.0pp |
| Employer contribution / active EE | $8,769 | $5,105+71.8% | $4,646+88.8% | $4,763+84.1% |
| Participant deferral / active EE | $14,651 | $7,183+104.0% | $6,843+114.1% | $5,983+144.9% |
| Admin fee / account holder | $862 | $10,811-92.0% | $9,312-90.7% | $11,252-92.3% |