Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,986 | $87,834-63.6% | $133,975-76.1% | $62,881-49.1% |
| Participation rate | 45.7% | 83.4%-37.7pp | 87.1%-41.4pp | 69.3%-23.7pp |
| Annual return | 7.47% | 12.05%-4.6pp | 29.29%-21.8pp | 20.14%-12.7pp |
| Employer contribution / active EE | $0 | $3,482-100.0% | $5,211-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $3,018 | $4,812-37.3% | $6,282-52.0% | $3,203-5.8% |
| Admin fee / account holder | $1,399 | $5,372-74.0% | $9,324-85.0% | $4,296-67.4% |