Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $22,652 |
NATIONAL WEALTH MANAGEMENT2 years Service code 15 · EIN 20-3063471 | Recordkeeping | $21,315 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,035 | $86,332-47.8% | $125,180-64.0% | $65,185-30.9% |
| Participation rate | 67.2% | 75.3%-8.1pp | 79.8%-12.5pp | 70.2%-3.0pp |
| Annual return | 26.32% | 27.43%-1.1pp | 43.79%-17.5pp | 29.38%-3.1pp |
| Employer contribution / active EE | $3,277 | $2,040+60.6% | $3,866-15.2% | $2,177+50.5% |
| Participant deferral / active EE | $7,946 | $3,537+124.6% | $4,937+61.0% | $3,514+126.1% |
| Admin fee / account holder | $366 | $609-39.9% | $9,703-96.2% | $847-56.8% |