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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,702 | $138,102-68.4% | $125,381-65.1% | $134,532-67.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -20.70% | 750.73%-771.4pp | 572.31%-593.0pp | 418.27%-439.0pp |
| Employer contribution / active EE | $33 | $5,245-99.4% | $4,815-99.3% | $4,741-99.3% |
| Participant deferral / active EE | $6,539 | $7,801-16.2% | $7,448-12.2% | $6,401+2.2% |
| Admin fee / account holder | $11,594 | $11,568+0.2% | $10,007+15.9% | $11,429+1.4% |