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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,234 | $165,381-48.5% | $149,730-43.1% | $158,966-46.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 11.11% | 348.29%-337.2pp | 276.70%-265.6pp | 302.95%-291.8pp |
| Employer contribution / active EE | $5,507 | $5,104+7.9% | $4,645+18.5% | $4,762+15.6% |
| Participant deferral / active EE | $11,490 | $7,182+60.0% | $6,843+67.9% | $5,983+92.0% |
| Admin fee / account holder | $10,047 | $10,809-7.1% | $9,310+7.9% | $11,250-10.7% |