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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,091 | $81,870+23.5% | $119,634-15.5% | $68,490+47.6% |
| Participation rate | 69.1% | 71.9%-2.8pp | 79.3%-10.1pp | 67.9%+1.2pp |
| Annual return | -16.02% | -23.82%+7.8pp | -14.98%-1.0pp | -7.85%-8.2pp |
| Employer contribution / active EE | $3,174 | $2,692+17.9% | $4,232-25.0% | $2,597+22.3% |
| Participant deferral / active EE | $6,640 | $4,148+60.1% | $5,601+18.5% | $4,028+64.8% |
| Admin fee / account holder | $452 | $6,583-93.1% | $10,329-95.6% | $5,403-91.6% |