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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,936 | $65,704+53.6% | $94,229+7.1% | $59,633+69.3% |
| Participation rate | 83.3% | 72.1%+11.2pp | 78.8%+4.6pp | 68.7%+14.7pp |
| Annual return | 0.05% | 5.22%-5.2pp | 10.68%-10.6pp | 2041.45%-2041.4pp |
| Employer contribution / active EE | $2,700 | $2,021+33.6% | $3,587-24.7% | $2,203+22.6% |
| Participant deferral / active EE | $4,810 | $3,143+53.0% | $4,320+11.3% | $3,192+50.7% |
| Admin fee / account holder | $18,001 | $4,265+322.1% | $6,269+187.1% | $4,297+318.9% |