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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $47,944 |
Filed as: PRINCIPAL SECURITIES INC Service code 49 · EIN 42-0941553 | Other Services | $22,230 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,353 | $84,493-32.1% | $125,381-54.3% | $66,938-14.3% |
| Participation rate | 65.1% | 76.4%-11.3pp | 82.4%-17.3pp | 69.8%-4.7pp |
| Annual return | -17.12% | -8.49%-8.6pp | 572.31%-589.4pp | 1.58%-18.7pp |
| Employer contribution / active EE | $2,594 | $3,554-27.0% | $4,815-46.1% | $2,545+1.9% |
| Participant deferral / active EE | $6,251 | $6,783-7.8% | $7,448-16.1% | $4,238+47.5% |
| Admin fee / account holder | $245 | $685-64.3% | $10,007-97.6% | $594-58.8% |