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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,921 | $157,296-3.4% | $141,191+7.6% | $152,897-0.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.10% | 64.34%-45.2pp | 71.41%-52.3pp | 345.43%-326.3pp |
| Employer contribution / active EE | $18,897 | $5,262+259.1% | $4,736+299.0% | $4,764+296.7% |
| Participant deferral / active EE | $12,307 | $7,111+73.1% | $6,710+83.4% | $5,851+110.3% |
| Admin fee / account holder | $3,391 | $12,125-72.0% | $10,264-67.0% | $11,599-70.8% |