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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,164 | $140,592-61.5% | $123,106-56.0% | $125,388-56.8% |
| Participation rate | 90.9% | 88.2%+2.7pp | 86.8%+4.1pp | 83.2%+7.7pp |
| Annual return | -5.11% | 16.80%-21.9pp | 13.22%-18.3pp | 282.24%-287.3pp |
| Employer contribution / active EE | $5,536 | $6,041-8.4% | $5,151+7.5% | $4,866+13.8% |
| Participant deferral / active EE | $7,431 | $6,980+6.5% | $6,229+19.3% | $5,352+38.9% |
| Admin fee / account holder | $923 | $11,198-91.8% | $9,015-89.8% | $9,541-90.3% |