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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,458 | $162,136+0.8% | $152,301+7.3% | $154,746+5.6% |
| Participation rate | 70.0% | 84.1%-14.1pp | 82.4%-12.4pp | 80.7%-10.7pp |
| Annual return | 13.97% | 91.02%-77.1pp | 80.50%-66.5pp | 172.34%-158.4pp |
| Employer contribution / active EE | $4,756 | $4,890-2.7% | $4,624+2.8% | $4,379+8.6% |
| Participant deferral / active EE | $8,235 | $8,341-1.3% | $8,004+2.9% | $6,730+22.4% |
| Admin fee / account holder | $1,485 | $15,759-90.6% | $14,398-89.7% | $14,365-89.7% |