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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,694 | $138,114-11.2% | $125,391-2.2% | $134,545-8.8% |
| Participation rate | 60.0% | 84.5%-24.5pp | 82.4%-22.4pp | 81.2%-21.2pp |
| Annual return | -15.48% | 750.88%-766.4pp | 572.41%-587.9pp | 418.37%-433.8pp |
| Employer contribution / active EE | $4,804 | $5,246-8.4% | $4,816-0.2% | $4,742+1.3% |
| Participant deferral / active EE | $10,127 | $7,801+29.8% | $7,448+36.0% | $6,401+58.2% |
| Admin fee / account holder | $9,664 | $11,570-16.5% | $10,009-3.4% | $11,431-15.5% |