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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $576,894 | $167,353+244.7% | $143,797+301.2% | $134,545+328.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -55.06% | 0.48%-55.5pp | -0.04%-55.0pp | 418.37%-473.4pp |
| Employer contribution / active EE | $19,500 | $5,620+246.9% | $4,952+293.8% | $4,742+311.3% |
| Participant deferral / active EE | $15,000 | $6,447+132.7% | $5,638+166.0% | $6,401+134.3% |
| Admin fee / account holder | $20,078 | $18,096+11.0% | $14,679+36.8% | $11,431+75.6% |