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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $576,894 | $167,323+244.8% | $143,770+301.3% | $134,493+328.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -55.06% | 0.47%-55.5pp | -0.04%-55.0pp | 418.01%-473.1pp |
| Employer contribution / active EE | $19,500 | $5,619+247.0% | $4,951+293.8% | $4,740+311.4% |
| Participant deferral / active EE | $15,000 | $6,446+132.7% | $5,638+166.1% | $6,400+134.4% |
| Admin fee / account holder | $20,078 | $18,088+11.0% | $14,673+36.8% | $11,425+75.7% |