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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,847 | $95,415-78.2% | $185,851-88.8% | $85,851-75.7% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | -88.11% | 23.59%-111.7pp | 122.11%-210.2pp | 318.63%-406.7pp |
| Employer contribution / active EE | $0 | $3,314-100.0% | $5,168-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $3,965 | $3,424+15.8% | $5,569-28.8% | $3,952+0.3% |
| Admin fee / account holder | $7,657 | $7,215+6.1% | $16,245-52.9% | $6,261+22.3% |