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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,117 | $91,198+128.2% | $178,503+16.6% | $79,856+160.6% |
| Participation rate | 85.7% | 69.2%+16.5pp | 81.9%+3.8pp | 69.6%+16.1pp |
| Annual return | 9.65% | 24.20%-14.6pp | 151.12%-141.5pp | 31.71%-22.1pp |
| Employer contribution / active EE | $9,165 | $3,257+181.4% | $5,011+82.9% | $2,471+270.9% |
| Participant deferral / active EE | $3,836 | $3,237+18.5% | $5,202-26.3% | $3,741+2.6% |
| Admin fee / account holder | $1,407 | $6,748-79.1% | $13,987-89.9% | $5,306-73.5% |