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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,060 | $183,592-78.2% | $155,574-74.3% | $145,877-72.5% |
| Participation rate | 52.9% | 82.7%-29.8pp | 78.2%-25.3pp | 80.3%-27.4pp |
| Annual return | 12.92% | 61.37%-48.4pp | 64.87%-51.9pp | 551.28%-538.4pp |
| Employer contribution / active EE | $1,262 | $5,317-76.3% | $4,676-73.0% | $4,663-72.9% |
| Participant deferral / active EE | $4,966 | $6,466-23.2% | $5,629-11.8% | $6,691-25.8% |
| Admin fee / account holder | $4,983 | $19,316-74.2% | $15,914-68.7% | $13,402-62.8% |