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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,472 | $217,432-37.2% | $185,851-26.6% | $167,553-18.5% |
| Participation rate | 50.0% | 86.1%-36.1pp | 81.7%-31.7pp | 82.1%-32.1pp |
| Annual return | 11.65% | 148.43%-136.8pp | 122.11%-110.5pp | 478.89%-467.2pp |
| Employer contribution / active EE | $10,233 | $5,874+74.2% | $5,168+98.0% | $4,840+111.4% |
| Participant deferral / active EE | $6,809 | $6,357+7.1% | $5,569+22.3% | $6,343+7.4% |
| Admin fee / account holder | $2,210 | $19,820-88.9% | $16,245-86.4% | $12,316-82.1% |