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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,654 | $175,259+27.6% | $149,723+49.4% | $139,487+60.3% |
| Participation rate | 70.6% | 83.4%-12.8pp | 78.8%-8.2pp | 80.3%-9.7pp |
| Annual return | 16.99% | 166.82%-149.8pp | 134.50%-117.5pp | 373.84%-356.8pp |
| Employer contribution / active EE | $10,151 | $5,478+85.3% | $4,821+110.5% | $4,755+113.5% |
| Participant deferral / active EE | $3,481 | $6,522-46.6% | $5,682-38.7% | $6,713-48.1% |
| Admin fee / account holder | $2,685 | $16,158-83.4% | $13,215-79.7% | $11,407-76.5% |