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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,238 | $217,432-18.5% | $185,851-4.6% | $167,553+5.8% |
| Participation rate | 88.2% | 86.1%+2.2pp | 81.7%+6.5pp | 82.1%+6.1pp |
| Annual return | 6.96% | 148.43%-141.5pp | 122.11%-115.1pp | 478.89%-471.9pp |
| Employer contribution / active EE | $0 | $5,874-100.0% | $5,168-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $4,884 | $6,357-23.2% | $5,569-12.3% | $6,343-23.0% |
| Admin fee / account holder | $62,141 | $19,820+213.5% | $16,245+282.5% | $12,316+404.5% |