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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,440 | $99,668+232.5% | $86,451+283.4% | $134,545+146.3% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -22.18% | 6789.61%-6811.8pp | 4398.51%-4420.7pp | 418.37%-440.5pp |
| Employer contribution / active EE | $27,968 | $4,403+535.2% | $3,770+641.9% | $4,742+489.8% |
| Participant deferral / active EE | $26,823 | $7,249+270.0% | $6,953+285.8% | $6,401+319.0% |
| Admin fee / account holder | $192 | $8,377-97.7% | $6,734-97.1% | $11,431-98.3% |