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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,417 | $107,941+105.1% | $91,994+140.7% | $152,909+44.8% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 31.47% | 89.28%-57.8pp | 69.04%-37.6pp | 345.46%-314.0pp |
| Employer contribution / active EE | $13,020 | $4,212+209.2% | $3,453+277.1% | $4,764+173.3% |
| Participant deferral / active EE | $18,979 | $6,366+198.2% | $5,924+220.4% | $5,851+224.4% |
| Admin fee / account holder | $437 | $10,521-95.8% | $7,744-94.4% | $11,601-96.2% |